Bank Transfer

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Bank Wire Transfer Casinos

Bank Wire TransferA bank wire transfer to an online casino is a simple method whereby funds are transferred from one bank account to another. It is a type of financial transaction that has been in existence for decades. After the formation of SWIFT [the Society for Worldwide Interbank Financial Telecommunication], this banking method can now be effected with so much ease and on an international level. There are presently more than 9000 financial institutions scattered across upwards of 200 countries that will allow international bank wire transfers.

In the world of online casinos, a bank wire transfer is among the most consistent methods for transferring money, to make deposits and withdrawals as well. And even though bank wire transfers have some drawbacks, they are still a way through which online casino players may use to make direct deposits without having to use a 3rd party processing merchant.

Bank wire transfers are used to send money, make payments and they can also be used to make deposits into online casino sites. A bank wire transfer offers an alternative method of payment to players who may not have credit/debit cards and also for those players who prefer not to use their credit/debit cards online.

How To Deposit With a bank wire transfer

Bank wire transfers are completed by using a player’s checking account information plus the routing number, and the transaction is processed for a small fee. In addition, users will find that there might be a bank-end charge that may be substantial, but that fee varies from bank to bank. When making a deposit using a bank wire transfer, users need to get the banking details from the online casino they want to deposit in. This information might be located on the casino’s website or alternately, it’s available from the customer support representatives; it all depends on the chosen online casino. To deposit with a bank wire transfer, players have to follow the steps outlined below;

  1. A player heads to his/her local bank and requests to conduct a bank wire transfer to an online casino
  2. The player then provides the bank with required details [SWIFT number and the receiving bank’s name]
  3. The player then contacts the online casino in order to have the deposit added to his/her account manually

In general, a player simply contacts their bank to let them know the amount that they want to transfer then pays the processing fee to effect the transfer. From there, the player will just have to wait for the requested funds to appear in his/her casino player account.

Advantages Of Using a bank wire transfer

The major reason why players opt to use bank wire transfers is due to the fact that they don’t trust internet resources and as such, don’t want to share personal financial information with casino websites. In this day and age of identity theft, it’s quite understandable. And such players don’t mind the fees charged for using this service since it’s the cost of providing additional security. Moreover, there is no 3rd party, besides the bank, that’s needed to process the transaction. More advantages to using the bank wire transfer to fund online casino accounts are;

  • Lack of a 3rd party processor greatly reduces the risk of identity theft because a player’s details never leave the casino
  • Though this method isn’t instant, users are not subjected to any processing times that have been imposed by independent merchants
  • Bank wire transfers aren’t restricted by bank regulations or web-based financial institutions
  • They are considered a very safe method for affecting banking transactions
  • Bank wire transfers take less time when compared to sending a paper check which can take up to 30 days while bank wire transfers take from 8 to 10 days

Disadvantages Of Using a bank wire transfer

One reason which makes online casino players not prefer using bank wire transfers is the manual effort that’s required to begin one. The convenience of not needing a 3rd third party processor may be great but players find it difficult to get the information necessary to conduct a deposit. Depending on where a player is located, this banking method may also be awfully expensive; to add to the processing fees that online casinos might often deduct from cash-out amounts, banks will definitely impose a fee once the wire has been received. It’s because of this that most online casinos will only allow players to make withdraws using bank wires if the balance runs to several hundred.

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